Spanish Real Estate Finance

Mortgage Calculator

Professional tools to calculate your mortgage, rental or ITP in Spain. Precision, speed and confidence for your financial decisions.

100% Free
Secure Data
Accurate Calculations

Your Trusted Mortgage Calculator for Spain

Hipotecalc is your free tool for calculating mortgages in Spain. Our mortgage calculator lets you simulate your monthly mortgage payment, compare fixed vs variable mortgages, and calculate property purchase taxes by autonomous community.

Calculate the ITP (Property Transfer Tax) with applicable regional discounts, track the historical evolution of Euribor rates, and analyze rental investment profitability with professional metrics like ROI, cash flow, and payback period.

All our tools are 100% free, require no registration, and are specifically designed for the Spanish real estate market with up-to-date data.